Create .ipa files without a developer account

1. Archive the target
2. Right-click the archive and click “Show in Finder”
3. Right-click the .xcarchive file and click “Show Package Contents”
4. Go into the Products folder
5. Rename Applications to Payload
6. Right-click the Payload folder and click “Compress …”
7. Renamed the generated .zip file to a .ipa file